Today, PayM published their statistical update running to the end of 2015. I have listed my key take outs below. PayM growth has slowed down substantially We can see that the rate of growth of registered users has decreased in 2015. There have been 139k less registrations in Q2 2015 vs Q2 2014, i.e 18% less registrations  (see graph below)   17% of mobile banking users are registered to PayM? As of end of 2015 the Paym registrations stand as just above 3M: So is that big or small? Let’s do some rough maths. I think there must be circa 18M mobile active banking users in the UK. Hence that means that ~17% of UK mobile banking users have signed up to Paym. That’s not bad really within a 2.5 years period.   Average transactions value down by 11% Average transaction value…