Challenger banks landscape in 2015

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Are the big 5 becoming too big to compete?

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Why choose a challenger in 2015

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These pictures are an extract of the KPMG challenger banking reports published in May 2015:.


Few questions to ponder in 2016:

  1. Will  better technology infrastructures enable 2016 challenger banks to provide customers with compelling new propositions that will give them a truly differentiating proposition?
  2. What will be the impact on existing challengers banks of the launch of the new wave of tech powered challenger banks
  3. What will be the C/I ratio of the tech powered challengers? 50%? 40%? 30? Can it give them a compelling competitive advantage against other banks?